Find Your PerfectLoan Program
Every borrower is unique. We offer a comprehensive range of loan programs designed to meet different financial situations and homeownership goals.
Conventional Loans
Traditional financing with competitive rates and flexible terms
Min. Down
3%
Credit
620+
Max Loan
$766,550
Key Features:
- Lower interest rates for qualified borrowers
- Flexible loan terms (10, 15, 20, 30 years)
- No upfront mortgage insurance with 20% down
- Higher loan limits than government loans
- Option to cancel PMI at 80% LTV
Perfect For:
- →Best for borrowers with good credit
- →Lower overall costs with 20% down
- →Variety of fixed and adjustable rate options
Most Popular
FHA Loans
Government-backed loans perfect for first-time homebuyers
Min. Down
3.5%
Credit
580+
Max Loan
$498,257
Key Features:
- Low down payment requirements
- More flexible credit guidelines
- Lower closing costs
- Assumable loans
- FHA 203(k) for home renovations
Perfect For:
- →Ideal for first-time homebuyers
- →Lower credit score requirements
- →Gift funds allowed for down payment
VA Loans
Exclusive benefits for military members, veterans, and eligible spouses
Min. Down
0%
Credit
580+
Max Loan
$766,550
Key Features:
- No down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Flexible credit guidelines
- Funding fee can be financed
Perfect For:
- →Thank you for your service
- →Significant savings vs. conventional
- →Reusable benefit
USDA Loans
Zero down payment loans for eligible rural and suburban properties
Min. Down
0%
Credit
640+
Max Loan
Varies by area
Key Features:
- No down payment required
- Low mortgage insurance rates
- Competitive interest rates
- Income limits apply
- 100% financing available
Perfect For:
- →Perfect for rural home buyers
- →Lower monthly costs than FHA
- →Flexible credit requirements
Jumbo Loans
Financing for high-value properties exceeding conforming limits
Min. Down
10-20%
Credit
700+
Max Loan
$5M+
Key Features:
- Loans above conforming limits
- Competitive jumbo rates
- Flexible underwriting options
- Fixed and ARM products available
- Luxury property expertise
Perfect For:
- →Finance your dream home
- →Competitive rates for qualified borrowers
- →Experienced jumbo loan team
Investment Property
Specialized financing for real estate investors and rental properties
Min. Down
15-25%
Credit
620+
Max Loan
Varies
Key Features:
- Single to 4-unit properties
- Portfolio loan programs
- DSCR (Debt Service Coverage Ratio) loans
- Cash-out refinancing available
- Multiple property financing
Perfect For:
- →Build your rental portfolio
- →Flexible qualification options
- →Competitive investor rates
Not Sure Which Program is Right for You?
Our mortgage experts will help you compare programs and find the best fit for your financial situation and goals.