Jumbo LoansFinancing Your Dream Home
Secure financing for luxury properties and high-value homes that exceed conventional loan limits. Competitive rates up to $5M and beyond.
What is a Jumbo Loan?
Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In most Florida counties, this means loans above $766,550.
High Loan Amounts
Financing available for luxury properties
Competitive Rates
Rates comparable to conventional loans
Flexible Options
Fixed and adjustable rate products
Jumbo Loan Benefits
Finance High-Value Properties
Purchase your dream home, luxury property, or high-value investment without loan amount restrictions.
Competitive Interest Rates
Rates often comparable to or better than conforming loans for well-qualified borrowers.
Flexible Underwriting
Our jumbo loan specialists understand complex financial situations and offer customized solutions.
Multiple Property Types
Available for primary residences, second homes, and investment properties.
Jumbo Loan Requirements
Jumbo loans typically have stricter requirements than conforming loans due to the higher loan amounts and increased lender risk.
Typical Requirements
- •Credit Score: 700+ (720+ for best rates)
- •Down Payment: 10-20% typically required
- •Debt-to-Income: Usually 43% or lower
- •Cash Reserves: 6-12 months recommended
- •Documentation: Full income and asset verification
What We'll Review
- Income history and stability
- Asset and liquidity verification
- Credit history and payment patterns
- Property appraisal and condition
- Overall financial profile
Ready to Finance Your Luxury Home?
Our jumbo loan specialists are ready to discuss your unique financial situation and find the perfect solution for your high-value property purchase.