Investment Property LoansBuild Your Real Estate Portfolio

Specialized financing solutions for real estate investors. From single-family rentals to multi-unit properties, we have the expertise to help you grow.

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Investment Loan Programs

Conventional Investment Loans

Traditional financing for 1-4 unit rental properties with competitive rates.

  • 15-25% down payment
  • Up to 10 financed properties
  • Fixed and ARM options
  • Cash-out refinancing available

DSCR Loans

Debt Service Coverage Ratio loans qualify based on property income, not personal income.

  • No income verification needed
  • Perfect for self-employed investors
  • 20-25% down payment
  • Based on rental income potential

Portfolio Loans

Financing for investors with multiple properties or those exceeding conventional limits.

  • No limit on properties owned
  • Flexible underwriting
  • Custom solutions
  • Competitive investor rates

Investment Property Requirements

Typical Requirements

  • • Higher down payment (15-25%)
  • • Good to excellent credit (typically 680+)
  • • Cash reserves (6+ months)
  • • Property must meet rental standards
  • • Income documentation or rental analysis

Property Types We Finance

  • • Single-family homes
  • • Multi-family (2-4 units)
  • • Condos and townhouses
  • • Small apartment buildings
  • • Mixed-use properties

Ready to Grow Your Portfolio?

Let's discuss the best financing strategy for your investment property goals.